Posts Tagged ‘AARP’

AARP: New Publishers Clearing House

Wednesday, May 8th, 2013

By Michael Kaufman

I had hoped the annoying email from the AARP would stop after I didn’t renew my membership a while back. I should live so long. They are relentless. And just in case I don’t look at my email, they make sure to send regular reminders via the U.S. Postal Service. Those I don’t mind quite as much. I want Crystal, our letter carrier, to keep her job, along with all the postal workers around the country whose jobs are being threatened by the austerity hawks in Congress.

Really, I don’t need an AARP card to show that I qualify for the senior discounts. And lately I’m finding their emails at least as annoying as the letters I get from Publishers Clearing House announcing in big, bold type that I could be the next winner of their Grand Prize. Look closely and there is small type saying “no purchase necessary,” and “odds of winning Grand Prize: 300,000,000 to one.” At least the AARP gave better odds in their email last month when they wrote, “Michael, We’re Giving Away $25,000 in the Brain Health Sweepstakes – Enter for Your Chance to Win.” I didn’t read any further: Brain health isn’t my forte.

Then there was one that said, “Michael, Intimacy After 50: What’s Normal?” I have to admit I was tempted to read that one just to see what they had to say on the subject. I imagine they don’t think highly of whips and chains and such. That reminds me of my favorite line from Eating Raoul where Paul Bartel as Paul Bland says, “I’m into S&M and she’s into B&D and we met at the A&P.” I like that movie.

There was one in January: “Michael, For a Limited Time Save 40% on the AARP Driver Safety course.” And in February: “Michael, For a Limited Time Save 20% on the AARP Driver Safety course.” That would have really bugged me if I were going to take a driver safety course and I’d missed out on that 40% off deal. There was another in March: “Michael, For a Limited Time Save 30% on the AARP Driver Safety course.” Now I’m waiting for that 40% off to come around again. When it does I’m going to jump on it. (I told you brain health isn’t my forte.) I figure you can never learn too much about safe driving.

The one on March 29 was kind of spooky: “Michael, Why Do Couples Split after 25 Years or More?” I didn’t look at that one either but I suppose they split for the same reasons couples split after fewer than 25 years. But the thing that was spooky about it is that Eva-Lynne and I would soon be celebrating our 25th anniversary. Was AARP trying to tell us something?

And then there was one that resembled a headline in the National Enquirer: “Michael, You Can Prevent Arthritis with These 7 Tips.” I have no idea what the tips are but it is way too late for me to prevent arthritis. I’ll tell you this though: If AARP can come up with some tips that will cure arthritis, I might consider renewing my membership. But for now I’ll pass.

At a time when issues of vital concern to seniors, when Medicare, Medicaid, and Social Security are on the chopping block, AARP sent, “Michael, These Inns Are So Fancy You May Never Want to Leave Your Room.” The accompanying text describes “Quaint inns for the astute and deep-pocketed traveler.” Of one, AARP wrote, “Countless repeat guests don’t blink at the $1,260-and-up nightly tab, which includes three sumptuous, made-to-order gourmet meals each day; plentiful outdoor activities, from snowshoeing to flyfishing; and personalized service that extends to round-trip transfers from distant airports.”

I replied to that one April 27: “Shame on you, AARP.” So far they haven’t answered.

Michael can be reached at michael@zestoforange.com.

 

Living the Iron Lady’s Legacy

Wednesday, April 10th, 2013

President Barack Obama slipped the controversial "chained CPI" formula for cutting Social Security cost-of-living increases into his 2014 budget, angering liberal Democrats in the Senate, the House, and progressive organizations.

By Emily Theroux

When Barack Obama introduced his 2014 budget today, one controversial item made it look more like the kind of austerity plan that might have been devised by formidable British Prime Minister Margaret Thatcher than a fiscal proposal by a “stateside” Democratic president.

That’s because, for the first time, a Democratic president has dared to propose cutting increases in Social Security benefits — the linchpin of the American social safety net. His inclusion in the budget of “$230 billion in savings from using a chained measure of inflation for cost-of-living adjustments” broke a campaign promise not to cut benefits for current or near-term retirees. The move infuriated progressives, who delivered 2 million petition signatures to the White House yesterday, demanding that the item be expunged.

An Obama adviser termed the infamous “chained CPI” budget item a “goodwill gesture” to Republicans. The president himself, according to Politico, viewed it as serving “a tactical purpose” by proving he’s not afraid to “flout party orthodoxy.” Liberal organizations like MoveOn, the Progressive Change Campaign Committee, the National Organization for Women, and the Campaign for America’s Future called it a betrayal.

I call using the left (by goading them into a heated public confrontation purely to score points with his opposition) unmitigated, full-throttle political posturing.

 

New formula would cost retirees $112 billion

Robert Reich

President George W. Bush, barnstorming the country to hawk his much-maligned Social Security privatization plan in 2005, got zero, zilch, nada for his trouble. No one was buying Dubya’s scheme to turn the popular entitlement program into a high-stakes casino.

Obama might have paid more heed to the lessons of recent history before attempting to foist chained CPI on the American electorate. This ill-advised modification of the formula for calculating the consumer price index — a “market basket” of goods and services on which annual cost-of-living adjustments (COLAs) to Social Security are based — would result in what the AARP has understated as “not a small benefit change” for the oldest and most vulnerable retirees, as well as for military veterans.

As economist Robert Reich observed in a videotape last week introducing an anti-CCPI petition later submitted to the president:

“The idea is that when prices go up, most people substitute lower-cost items. So a true calculation of the cost of living should take account of this substitution effect. This makes no sense for seniors, because they spend 20 to 40 percent of their incomes on health care, and they can’t substitute lower-cost alternatives.”

AARP estimates that chained CPI will cost Social Security beneficiaries $112 billion and veterans $25 billion during the next decade. Because the formula compounds benefit reductions over time, it will result in an annual benefit that is “roughly $1,000 (in 2012 dollars) lower by the time a beneficiary reaches age 85,” according to AARP’s Josh Rosenblum. “Eventually, … beneficiaries would lose a month’s worth of benefits every year.”

For veterans, the cuts are even worse. “Permanently disabled veterans who started receiving disability benefits at age 30 would see their benefits cut by … $3,200 a year at age 65,” wrote AARP’s David Certner.

 

CCPI ‘an idea not befitting a Democratic president’

“Mr. President, the chained CPI is a cut to Social Security benefits that would hurt seniors. It’s an idea not befitting a Democratic president. If you want to reform Social Security, make the wealthy pay their fair share by lifting the cap on income subject to Social Security taxes.”

That was the message delivered by former Secretary of Labor Reich’s petition. On this side of the pond, liberal economists like Reich and  Paul Krugman agree with advocacy groups for retirees and veterans that CCPI is a raw deal for Social Security recipients.

Prime Minister Margaret Thatcher/Getty Images

Yet Thatcher, who died Monday at age 87, would no doubt have applauded Obama’s heartless formula. (Thatcher, Reich tweeted, “gave Ronald Reagan the courage of his misguided conviction.”) She didn’t cotton to coddling “the less fortunate,” whom she regarded, as many on the extreme right do, as moochers, malingerers, and reprobates. Baroness Thatcher would have been right at home with Mitt Romney’s opinion of the “47 percent” of Americans who, in his flawed estimation, “believe that government has a responsibility to care for them.”

Mme. Thatcher once opined:

“I think we have gone through a period when too many children and people have been given to understand, ‘I have a problem; it is the government’s job to cope with it,’ or ‘I have a problem; I will go and get a grant to cope with it’; ‘I am homeless, the government must house me!’ … They are casting their problems on society, and who is society? There is no such thing. There are individual men and women, and there are families.”

 

Even tax-averse millionaires hate chained CPI

Chained CPI has a single dubious claim to fame: virtually everyone loathes it, from wealthy investors to veterans, from aged “pensioners,” as the Baroness would have called them, to hordes of boomers on the brink of retirement.

Everyone, of course, except Thatcherites “dismissing Britons in need as parasites and wastrels” (in the words of progressive blogger Richard Eskow), like-minded congressional Republicans  — and, now, our own inconstant leader. The Barack Obama of hope and change has transformed himself into someone that his once-loyal liberal base no longer recognizes.

Our peerless 2008 presidential nominee, whom we hurried to endow with shimmering waves of potentiality and purpose, turned out to be a mirage. Like the Nobel committee did a year later, we pinned on Candidate Obama our most quixotic aspirations, as the seemingly interminable nightmare of the Bush/Cheney oligarchy neared its bitter denouement.

Wisconsin Gov. Scott Walker/AP photo

But our champion inevitably let us down. President Obama didn’t prosecute the torture-mongers for war crimes or the Wall Street banksters for the financial crisis. He didn’t slip on that pair of comfortable shoes and march with union members protesting Wisconsin Governor Scott Walker’s legislative assault on collective bargaining rights. He didn’t advocate single-payer health insurance, fight institutional racism, or battle poverty. He didn’t swoop in to advance gay civil rights or create a pathway to citizenship for immigrants. He didn’t close Guantanamo or reject indefinite detention of prisoners or halt drone warfare, but instead took their precepts to lengths no one could have envisioned.

Despite an impressive record of policy achievements, Barack Obama is not now, nor has he likely ever been, the transformative president he vowed he would become if we worked our collective asses off to put him in office. Home safe after his successful reelection; dissed and thwarted by GOP obstructionists so many times, you’d think he swear off any notion of a “grand bargain,” he’s still trying to burnish his bipartisan cred. The far right may brand him a socialist, but Obama governs, as many on the left complain, like a predictable, center-right Clintonian Democrat or a moderate Republican — not the progressive icon we so badly needed him to be.

 

Congressional firebrands take action

Vermont Sen. Bernie Sanders/AP photo

I’m not alone in uttering this heresy. The din of disillusionment has been almost deafening in the blogosphere and on Twitter for the past week. If Congress cuts Social Security by implementing this callous adjustment — a deliberate and unnecessary “sacrifice” that, as Reich points out, the Republicans haven’t even asked for —– Senator Bernie Sanders of Vermont, as well as members of progressive groups, have suggested there may be 2014 primary challenges to Democratic members of Congress who vote for it. As for the House, Representatives Alan Grayson and Mark Takano collected the signatures of 29 progressives who vowed to vote against any bill that includes Social Security benefit cuts.

Florida Rep. Alan Grayson

Did Obama at least mean well, before ascending to the tantalizing pinnacle of power? We’ll have to leave that question to history. No one can imagine, before the fact, what it’s going to be like up there, in that rarefied stratum that’s only been attained by 44 Americans in the brief span of almost 237 years.

In the words of the troubadour, it’s lonely at the top, and — as I’m sure the Iron Lady could have told us if her lips weren’t sealed against anyone’s ears but Saint Ronnie’s —– as magnetic as the polar north.

emily@zestoforange.com

Mail from AARP Misses the Mark

Wednesday, September 19th, 2012

By Michael Kaufman

My mailboxes, traditional and electronic,  have been filled to the brim lately with communications from the AARP. I keep hoping they will contain information about how the organization is fighting tooth and nail to preserve Social Security and Medicare as we know it, for ourselves, our children and grandchildren. I look for information that exposes the lies suggesting these great social programs are on the brink of insolvency and must be “privatized” and/or replaced by “voucher” plans that will provide reduced, inadequate coverage. Of course, folks will have the “option” of purchasing additional coverage in the “free marketplace” (as Mitt likes to call it) but those who can’t afford it will be left to fend for themselves.

People will die if this happens but when Alan Grayson tried to point this out when he was in Congress the people who made up the story that “death panels” were included in the Affordable Care Act attacked him for being an extremist.  Now they are talking about moving up the “retirement age” to 70 when there is little or no opportunity for seniors to obtain good jobs as it is now. So what does the AARP have to say about all this?

Well, there was the recent issue of the magazine with pictures of Mitt and Anne Romney on the cover and a folksy interview inside. There was the email from AARP Member Offers suggesting that I “race home with $100 cash back bonus from the AARP Visa card from Chase.” Another email announced, “Michael, You Could Win a $5,000 Dream Spa Vacation for Two!” Another blared, “Michael, Last Chance! Win $50,000 for Your Retirement.”

The main headline in the August 17 edition of the AARP Webletter said, “Slideshow: Marilyn Monroe’s Life in Photos.” I saw enough photos of poor Marilyn when she was alive, thanks. She would be about 86 now. I didn’t look at the slideshow but the headline made me want to see “The Misfits” again. 

A Jo Ann Jenkins from the AARP Foundation sent an email urging, “Michael, Get our 2013 calendar before it’s gone!” She said I could “reserve” my copy by making a tax-deductible donation to the AARP Foundation. And every other day (or so it seems) an envelope arrives bearing the AARP logo and containing offers for all kinds of insurance policies. All are from big-name insurance companies that pay the AARP royalties for its endorsement and use of the AARP logo.

Lately I’ve also been getting envelopes and emails reminding me to renew my membership in the AARP, something I have routinely done for the past 10 years, but which I am now reconsidering. I wouldn’t mind all the fluff they send if it was accompanied by at least some sense of urgency regarding the current state of affairs.

We are weeks away from a national presidential election that will be decided between candidates from two major political parties. Neither is any bargain when it comes to representing the interests of ordinary people versus corporate donors and lobbyists. But one has declared war on all social programs affecting seniors (along with the war on women’s health rights, public employees, Head Start, immigrants, trade unions, the environment and the voting rights of African Americans….to name a few). Yet the AARP refuses to make an endorsement.

Last week I got a letter from Michael Olender, associate director of the AARP in New York State, announcing an AARP-sponsored forum on Medicare fraud to be held Thursday, September 27, from 11 a.m. to 12:30 p.m., at the First Presbyterian Church of Monroe, 142 Stage Road. Experts from AARP and various agencies “on the frontlines of fighting Medicare fraud” will explain “the basics about Medicare fraud including how it is committed, how to spot it, and what to do if you think you recognize it.” Refreshments will be served. Admission is free but reservations are required by calling 877-926-8300.

I am thinking about attending if only to remind them that if Mitt Romney, Paul Ryan, and Nan Hayworth have their way, there will be no Medicare fraud to fight against….because there will be no Medicare.

Michael can be reached at michael@zestoforange.com.
 

 

Heckuva a Good Job, Nan

Tuesday, October 11th, 2011

 By Michael Kaufman

Rep. Nan Hayworth has been making the rounds lately, touring local areas ravaged by the recent storms and proclaiming her commitment to fight for the funding needed to repair the damage. This is a shameless exhibition of damage control on her part. Hayworth is still feeling the heat from remarks she made in the immediate aftermath of Hurricane Irene, wherein she cast her lot with Eric Cantor and other leading Republicans in Congress, who said aid would only be forthcoming if funds were cut elsewhere in the federal budget to make up for it. 

When her comments caused the uproar they merited among her constituents, Hayworth quickly backtracked. Rather than apologize or admit she was wrong, however, she claimed her remarks had been “misinterpreted.” Since then her few remaining local admirers, including Warwick Town Supervisor Michael Sweeton, have rallied to her defense, blaming the media for distorting her position. 

The reality is that Hayworth, like most of her fellow members of Congress, are out of touch with the problems faced by growing numbers of their constituents. Rising health care costs do not affect them. They have good-paying jobs and benefits that any trade union in the private or public sector would give their eye teeth to get for its members.  They have enough money to pay the rent (often for multiple cushy dwellings), buy food, pay for medicine, dine in expensive restaurants, take nice vacations, etc. 

Alas, Hayworth and other Congress members are not the only ones who are out of touch. The October issue of the AARP Bulletin shows just how far that organization has lost touch with the seniors it supposedly represents, many of whom are now living in dire straits. A full-page editorial titled, “Small Steps, Big Dividends,” urges seniors to do their part to help “trim the deficit” by taking these five steps:

  1. Cut 150 calories a day from your diet. “Start by eating less,” writes editor Jim Toedtman. “The national eating binge has consequences, starting with diabetes.” Evidently, Toedtman is unaware that many seniors are already eating less because they don’t have enough money to buy food.
  2. Pay your debts. Can’t argue with him there. But it sort of goes without saying that if you don’t have enough money to buy food you might not be in such a great position to pay your debts right now, either.
  3. Walk a mile a day. “Or walk, or swim, or try any aerobic exercise that burns calories and strengthens the heart.” This will reduce the risk of cardiovascular disease and save a lot of money in health care costs. Of course, this is a wonderful idea for anyone healthy enough to do it. Toedtman forgot to add that before you start on any exercise program you should consult with your doctor. This is especially true for seniors, who are at higher risk of dropping dead from the exercise if they aren’t in tip-top shape. And someone has to pay for that doctor visit.
  4. Plan to work an extra year or two. Words almost fail me on this one.  It is hard enough for young people to find jobs nowadays. Ask any of the recent college graduates you know. Where are the jobs for seniors? And by the way, this is something that needs to be taken into account when people start talking about increasing the age of eligibility to collect Social Security benefits. Yes, people are living longer—but employers aren’t hiring older workers. Unless that changes, raising the age limit will simply create more poor old folks.
  5. Give Uncle Sam a gift. “Others do,” says Toedtman.  “Here’s the point. Everyone has a stake in this fiscal challenge, and the longer we ignore it, the greater the cataclysm awaiting us.  This is not just a Washington problem. It requires a combination of common sense and forceful action. Citizens can lead the way.” 

But for many seniors and other Americans the cataclysm has already arrived. And citizens are, in fact, leading the way at Occupy Wall Street and similar activities across the country. I wouldn’t expect Nan Hayworth to be there. But AARP should be.  

Michael can be reached at Michael@zestoforange.com.